5 Pros and Cons for a Credit Card


A credit card is a small plastic card issued to users as a system of payment. It is believed that the first real use of a credit card began in the 1920’s and since then there are currently 609.8 million credit cards held by U.S. consumers. (Source: “The Survey of …

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Google Cash Kit Another Credit Card Scam


“I’m Happy I Lost My Job,” Blogs a Variation on the Acai Berry Diet Scam I’m happy I lost my job, read the sponsored links seemingly splattered everywhere on sports pages at the ESPN website. The enticements for this amazing money-making opportunity have links that read: Ericsgotgreen or Coreyhasmoney. You …

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Debit Cards Compared with Credit Cards


Know the Risks Associated with Using Debit Cards From my years in the banking industry, and my time in retail banking specifically, I have found that debit cards are significantly less advantageous for consumers to use than credit cards. There are many reasons for this, but banks are still able …

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Top Credit Cards for College Students


What Options There Are and What You Should Look for in a Card One of the major components of a credit score is how long you’ve had a credit account; in the past, students often piggy-backed onto their parent’s accounts, but recent changes to the formula require that individuals be …

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