Tips for Prepaying Your Mortgage

Tips for Prepaying Your Mortgage

With the Sluggish Economy, it Seems like the Logical Thing to Do, but is It? With your house payment often taking up the biggest chunk of your monthly check, wouldn’t it make sense to prepay your mortgage if you could? Prepaying your mortgage seems like a logical thing to do, …

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Self Employed and Seeking a Mortgage

Hand Signing An Approved Real Estate Mortgage Loan Document

The mortgage market has changed. Of that, there can be no doubt. Many of the major changes came in the area of loan underwriting. The days of the “stated income”, “stated assets”, “no doc” loan is largely over. That being said, it does not mean that the self employed borrower …

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Prepaying Your Mortgage

Prepaying Your Mortgage

It’s the first of the month and your mortgage payment is now due. Thoughts rolling through your head start anywhere from, “I am tired of paying this huge amount of money each month” to, “how can I make this payment go away faster?”. I can sympathize with your situation completely …

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How Did I Get Sucked into the Mortgage Crisis?

Realtors' signs are hung outside a newly sold property in a Vancouver neighborhood

I Didn’t Over Reach, Put Money Down and Always Pay on Time When I first began to hear about the mortgage crisis (as opposed to the financial crisis brought on in part by inflated home values), what I heard was that people bought home way above their means and then …

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How to Avoid Predatory Mortgage Lenders

How to Avoid Predatory Mortgage Lenders

Ten Tell-Tale Signs to Help You Recognize a Predatory Lender Buying a home can be a scary process, whether you’re doing it for the first time or you’re a seasoned investor. There are many steps involved in becoming a homeowner, the least of which is actually choosing the house. One …

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