Starting a new career path is always daunting. That is especially true if you need a steady income while embarking on that new path. One option is to become a Life insurance agent. The reason that it may be a bit easier than other options is because the process to become a licensed agent can be done while still working a full time job. In addition, while it may take more time for your new career to become lucrative, you can sell life insurance part time while working full time at your current position. The benefit to doing that is that you are able to find out if you enjoy the work and if you are good at it!
The first thing to know when considering this career is that it is sales. If you aren’t a salesperson and are unwilling to push pretty hard, this isn’t the career for you. In addition to sales, networking is just as important. If you can learn to network and get your name out there, you will be far more successful. Being able to talk to people about the product and the benefits of it, market effectively and a lot of hard work are key to success in this industry.
A life insurance agent is essentially an intermediary between the insured and the insurance company. Your role as the intermediary is to help your clients choose the best insurance policy to meet their needs and find the best rates for that policy. Life insurance agents need to be perceptive. An agent needs to be able to meet a client and assess the needs of that client very quickly in order to sell the right kind of product to them.
A career selling life insurance can be a way to make an excellent income and have some autonomy in your career. You may be able to work around a child’s schedule and even work for yourself in your home office. However, you will have to work hard to get there. It may require you to go outside of your comfort zone a little.
Before you decide to embark on this exciting new career, do your research! I would advise you to assess your experience and your interests. In addition, research the licensing rules in your particular state. You will need to meet the guidelines and take a test to become licensed. In addition, your credit history, criminal record and employment history will all be taken into account when the decision is made to allow you to become licensed in your state.